Collateral-free credit facility up to ₹5 Crores for micro and small enterprises under the Credit Guarantee Fund Trust for Micro and Small Enterprises.
At Bhura Consultancy, we provide end-to-end professional assistance for CGTMSE Loan. With over a decade of domain expertise and 2,500+ satisfied industrial clients across India, our team guides you through every step of financial appraisal, documentation, government liaising, and bank sanction.
Key Benefits & Features
- 100% Collateral-Free & Third-Party Guarantee Free Loans
- Credit guarantee coverage up to ₹500 Lakhs (₹5 Crores)
- Available for both Term Loans and Working Capital requirements
- Subsidized annual guarantee fee for women and priority sectors
Eligibility Criteria
To qualify for CGTMSE Loan under prevailing banking and government norms, applicants typically must meet the following baseline requirements:
- New and existing Micro and Small Enterprises (MSEs)
- Manufacturing and Service sector businesses
- Retail trade (subject to current CGTMSE guidelines)
- Viable project proposal with adequate debt service coverage
Required Documentation Checklist
Preparing institutional-grade documentation is essential for rapid approval. Our advisory team helps compile and verify:
- Detailed Project Report (DPR) with viable financial projections
- Udyam Registration Certificate
- KYC documents of promoters
- Proof of business address and land ownership/lease
- ITR and Financial statements of past years (for existing units)
How Bhura Consultancy Supports You
Initial Diagnostic & Eligibility Assessment
We review your business profile, financial history, and goals to determine the optimal scheme and maximum financial advantage.
Documentation & CMA/DPR Preparation
Our in-house financial analysts craft comprehensive project reports, financial projections, and compliance dossiers aligned with lender and government guidelines.
Application Filing & Departmental Liaising
We submit applications on statutory portals and coordinate directly with banking committees, DIC, MSME-DI, and state nodal agencies.
Sanction, Disbursement & Subsidy Release
We ensure seamless credit disbursement and actively follow through until your subsidies and financial benefits are credited to your account.
Accelerate Your Business Growth with Bhura Consultancy
Talk directly with our senior financial advisors to explore your eligibility, interest rates, and government incentives for CGTMSE Loan.