Optimize cash flow and maintain smooth operational cycles with Cash Credit (CC), Overdraft (OD), and Letter of Credit (LC) facilities.
At Bhura Consultancy, we provide end-to-end professional assistance for Working Capital Loan. With over a decade of domain expertise and 2,500+ satisfied industrial clients across India, our team guides you through every step of financial appraisal, documentation, government liaising, and bank sanction.
Key Benefits & Features
- Cash Credit (CC) & Overdraft (OD) Limits
- Bill Discounting & Letter of Credit (LC) / Bank Guarantee (BG)
- Interest charged only on utilized amount
- Annual renewal with enhancement options based on turnover
Eligibility Criteria
To qualify for Working Capital Loan under prevailing banking and government norms, applicants typically must meet the following baseline requirements:
- Existing business entities with active operational cash flow
- Adequate stock, debtors, and inventory holding
- Clean banking conduct without non-performing assets
- Valid GST returns matching financial turnover
Required Documentation Checklist
Preparing institutional-grade documentation is essential for rapid approval. Our advisory team helps compile and verify:
- Last 3 years Balance Sheets & Profit/Loss accounts
- Latest GST Returns (GSTR-1 & GSTR-3B for last 12 months)
- Stock & Book Debts statement
- Bank statements for last 12 months
- Sanction letters of existing credit facilities
How Bhura Consultancy Supports You
Initial Diagnostic & Eligibility Assessment
We review your business profile, financial history, and goals to determine the optimal scheme and maximum financial advantage.
Documentation & CMA/DPR Preparation
Our in-house financial analysts craft comprehensive project reports, financial projections, and compliance dossiers aligned with lender and government guidelines.
Application Filing & Departmental Liaising
We submit applications on statutory portals and coordinate directly with banking committees, DIC, MSME-DI, and state nodal agencies.
Sanction, Disbursement & Subsidy Release
We ensure seamless credit disbursement and actively follow through until your subsidies and financial benefits are credited to your account.
Accelerate Your Business Growth with Bhura Consultancy
Talk directly with our senior financial advisors to explore your eligibility, interest rates, and government incentives for Working Capital Loan.