Accurate Credit Monitoring Arrangement (CMA) data preparation formatted to bank appraisal standards for CC, OD, and term loan enhancements.
At Bhura Consultancy, we provide end-to-end professional assistance for CMA Report. With over a decade of domain expertise and 2,500+ satisfied industrial clients across India, our team guides you through every step of financial appraisal, documentation, government liaising, and bank sanction.
Key Benefits & Features
- Mandatory 7-statement banking format covering Operating Statement, Balance Sheet Analysis, and MPBF
- Accurate Maximum Permissible Bank Finance (MPBF) calculation according to Tandon & Nayak committee norms
- Minimizes bank queries and accelerates credit sanction committee approvals
- Highlights strong liquidity ratios, working capital cycles, and debt coverage
Eligibility Criteria
To qualify for CMA Report under prevailing banking and government norms, applicants typically must meet the following baseline requirements:
- Businesses availing or renewing bank working capital limits above ₹50 Lakhs
- Firms requesting enhancement of Cash Credit, Overdraft, or Term Loans
- Companies preparing for consortium lending or multiple banking arrangements
Required Documentation Checklist
Preparing institutional-grade documentation is essential for rapid approval. Our advisory team helps compile and verify:
- Audited Financial Statements (Balance Sheet, P&L, Audit Report) for last 3 years
- Provisional financials for the current ongoing financial year
- Realistic turnover and expenditure projections for next 3-5 years
- Existing bank sanction letters and monthly stock/debtor statements
How Bhura Consultancy Supports You
Initial Diagnostic & Eligibility Assessment
We review your business profile, financial history, and goals to determine the optimal scheme and maximum financial advantage.
Documentation & CMA/DPR Preparation
Our in-house financial analysts craft comprehensive project reports, financial projections, and compliance dossiers aligned with lender and government guidelines.
Application Filing & Departmental Liaising
We submit applications on statutory portals and coordinate directly with banking committees, DIC, MSME-DI, and state nodal agencies.
Sanction, Disbursement & Subsidy Release
We ensure seamless credit disbursement and actively follow through until your subsidies and financial benefits are credited to your account.
Accelerate Your Business Growth with Bhura Consultancy
Talk directly with our senior financial advisors to explore your eligibility, interest rates, and government incentives for CMA Report.